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*** GetMED 360 Changes ***            *** PPO Network added to FirstChoice ***            *** Core Value still accepts Certificates of Credible Coverage ***  
 
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July 15, 2006

The Select Company’s Medical Plans are READY!

Dear Select Company Agent:

We are EXTREMELY pleased to announce the arrival of our new Mini-Medical Plans, effective August 1, 2006. We worked hard to replace the previous plans and we feel the new programs offer your clients richer benefits at a lower cost. A WIN-WIN!

The new plans automatically include our popular Reliance Standard (A Rated by A.M. Best) Dental plans, either Select Dental Plan or Value Dental Plan depending on plan choice. The Rx Gold Plan is also included in the rates!!

A defined benefit healthcare plan. Insurance plan provides: Hospital Stay Benefits (up to $1000 a day), Intensive Care Unit Benefits (up to $1000 a day), Physician Office Visits, Surgical Benefits. Discount program provides: PPO Physicians Network, Hospital Savings, Enhanced Facilities Savings, Enhanced Hospitals Savings. 24-Hour Nurse Hotline, Diabetic Mail Order Supplies, Alternative Medicine, Chiropractic Care, Beltone Hearing Program, ECI Vision Care, Guaranteed Issue. No Medical Questions. Fully underwritten and insured by an A rated insurance company. Available for groups, individuals and families. Not available in CT, NJ, OR, FL.