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*** GetMED 360 Changes ***            *** PPO Network added to FirstChoice ***            *** Core Value still accepts Certificates of Credible Coverage ***  
 
Guaranteed Issue Medical Plans
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Agent Request for Proposal
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August 1, 2006

Select Dental Plan 1500 now available

AVAILABLE EFFECTIVE AUGUST 1, 2006:

Dental Insurance Plan with $1500 Maximum Benefit

No Waiting Periods for Group I - Diagnostic & Preventive Benefits and Group II - Basic Benefits, Basic Restorative, Fillings. Twelve month waiting period for: Group III - Major Procedures. No Referral Requirements. No Age Limit. See Any Dentist. More than 300 procedures covered. Fully underwritten and insured by an A rated insurance company. Available for groups, individuals and families. Available in all states. Plan is underwritten by Standard Life and Accident Insurance Company.

This product now gives our agents a nice choice of dental plans to offer their clients.