USL&H Introduces All New Major Medical Platform!

As a specialist in the individual health insurance market, it is important for USL&H to deliver a variety of quality programs to our field force. With that in mind, we have improved and expanded our individual Major Medical product line. On January 1st, USL&H is releasing four brand new health plans, which aim to provide an affordable healthcare solution for individuals and families seeking coverage.

Expanded Major Medical Product Portfolio:

Unlimited Access All-Provider Plan – Our new all-provider plan delivers freedom for clients who wish to visit the healthcare providers of their choice. It also offers a first-dollar supplemental accident benefit, prescription drug coverage and a brand new healthy lifestyle benefit!

HealthSelect PPO Plan – Our new core product, HealthSelect provides great value to clients looking for outstanding benefits at a reasonable premium. Bolstered by the addition of the Aetna Signature AdministratorsSM (ASA) PPO Network, clients will have access to hundreds of thousands of providers nationwide. Additionally, the plan includes office visit copays, a first-dollar supplemental accident benefit, prescription drug coverage and our brand new healthy lifestyle benefit!

Preferred Value High-Deductible Plan – With health insurance costs rising, USL&H believes this brand new low-cost health insurance plan can make a big difference in your individual health sales! That's because it balances affordability with essential coverages. Monthly rates dip as low as $39/month*, but your clients will still receive network discounts, prescription drug coverage, office visit copays, wellness coverage and our brand new healthy lifestyle benefit!

Healthy Savings HSA-Qualified Plan – Your self-employed and financially savvy consumers will appreciate the low premiums and tax savings that our improved HSA-Qualified plan offers. It also includes a new 80/20 coinsurance option as a means to reduce premium costs even further.

*Preferred Value Plan rate is based on a $5,000 deductible plan for a 22-year old male, non-tobacco user in Quincy, IL 62301 with a 1/1/09 effective date.

New Network for Major Medical Plans!
The new USL&H Major Medical plans now feature one of the nation's leading and most comprehensive PPO networks - the Aetna Signature AdministratorsSM (ASA) PPO Network. By visiting a provider in this network, your clients will enjoy discounts on their covered health care expenses. Finding a network provider shouldn't be a problem, either, with over 689,000 providers and 6,100 facilities to choose from nationwide!